The Only Fees Charged by Mañana on Any Loan are Loan Discount Points:
1.45% of the Total Loan Amount for a 7 Month Term (no rehab)
2.5% of the Total Loan Amount for a 12 Month Term (with rehab or new construction)
Other Loan Expenses Not Charged by Mañana:
1. Title Insurance – Ask your title agent
2. Other Closing Fees – Ask your title agent
3. Survey – Usually around $400, but ask your surveyor
4. Brokerage Fees – to the loan broker is usually 1.45% to 2.5%
5. Prorated Interest from the Date of Closing Through the End of the Month
6. Prorated Property Taxes Through the Date of Closing – Ask your title agent
7. Property Insurance – for full term of loan at closing. Ask you insurance agent
8. Loan Documents – Typically between $500 – $800 depending on the complexity of your transaction
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